1. IntroductionWelcome to Digital Wealth Academy ("we," "our," or "us"). We are committed to safeguarding your privacy and ensuring that your personal data is handled securely and responsibly. This Privacy Policy explains how we collect, use, and share personal information when you interact with our website, purchase digital products, or use our services, which are managed through Systeme.io.
2. Information We CollectWe collect the following types of information:
- Personal Information: This includes your name, email address, billing information, and any other information you provide when signing up for our services or making a purchase.
- Systeme.io Data: We use Systeme.io as a third-party platform to manage purchases, payments, and customer relations. Systeme.io may collect information like IP addresses, browser types, and purchase details.
- Usage Information: This includes information about your use of our website, such as your IP address, browser type, and pages visited. This data helps us improve our services and user experience.
- Cookies: We use cookies to track user preferences and improve website performance. You may control or disable cookies in your browser settings, but doing so may limit some functionality of our website.
3. How We Use Your InformationWe use the information we collect to:
- Facilitate purchases and provide access to digital products.
- Manage and communicate with customers through Systeme.io.
- Process payments securely through third-party payment processors.
- Improve our website and user experience through usage analytics.
- Comply with legal obligations and resolve disputes.
4. Third-Party ServicesWe use third-party platforms to process transactions and manage services:
- Systeme.io: Manages customer relations and processes payments. For more information, please refer to their privacy policy.
- Payment Processors: Financial information, such as credit card details, is processed by trusted payment processors like Stripe or PayPal. We do not store payment details on our servers.
- Marketing Platforms: If you have opted in, we may use third-party marketing tools to send promotional emails.
5. How We Protect Your InformationWe take reasonable steps to protect your personal information from unauthorized access or misuse. However, no method of electronic transmission or storage is 100% secure. Please exercise caution when sharing sensitive information.
6. Your Privacy Rights
Special Requirements for California Residents (CCPA)**
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):
- Right to Know: You can request details about the personal data we have collected about you over the past 12 months, including the categories of data collected, how it is used, and the third parties with whom it is shared.
- Right to Delete: You can request the deletion of your personal information, subject to certain exceptions, such as data needed to complete transactions or meet legal obligations.
- Right to Opt-Out: You have the right to opt out of the sale of your personal information (Note: We do not sell personal information).
- Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
Special Requirements for EU Residents (GDPR)**
If you are located in the European Union (EU), you have the following rights under the General Data Protection Regulation (GDPR):
- Right to Access: You may request a copy of the personal data we hold about you.
- Right to Rectification: You have the right to request corrections to any inaccurate or incomplete personal data.
- Right to Erasure ("Right to Be Forgotten"): You may request that we delete your personal data, subject to certain conditions, such as legal obligations or ongoing contractual relationships.
- Right to Restrict Processing: You may ask us to limit the processing of your personal data in certain circumstances.
- Right to Data Portability: You have the right to receive your data in a structured, commonly used format, and request that we transmit it to another organization.
- Right to Object: You can object to the processing of your personal data, including for marketing purposes.
7. Lawful Basis for Processing (for EU Residents)Under GDPR, we must have a lawful basis for processing your personal data. We collect and process your personal data based on the following:
- Consent: When you provide explicit consent (e.g., opting in to receive marketing communications).
- Contractual Necessity: When processing is necessary to fulfill a contract (e.g., processing a payment for a digital product).
- Legal Obligation: When processing is required to comply with legal obligations.
8. Data Protection Officer (DPO) (for EU Residents)If required by law, we will appoint a Data Protection Officer (DPO) responsible for overseeing the processing of your personal data and ensuring compliance with GDPR. You can contact our DPO at [Insert Contact Information].
9. International Data Transfers (for EU Residents)If we transfer your data outside the European Union, we ensure compliance with GDPR by using safeguards such as Standard Contractual Clauses (SCCs), which protect your personal data in accordance with EU regulations.
10. CookiesWe use cookies to enhance your experience and track analytics. You can manage cookie preferences in your browser settings. Disabling cookies may affect your use of certain features on our website.
11. Changes to This Privacy PolicyWe may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. We will notify you of significant changes by updating the "Effective Date" at the top of this page and providing an alert on our website.